texas insurance guaranty act

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RELATED QUESTIONS:

Will my car insurance rate change?

Okay so I got married this May and my car insurance is still in my old name and my old address... My husband has a couple tickets and accidents on his record... Will this make my insurance rate go up? Also I'm not living in the town that I got my insurance in anymore, will this be an issue? Thanks in advance!

Where can I find Affordable Health Insurance in Florida?

Why was my car insurance quote so cheap?

im a 17 yr old male and i have recently bought a 1.2 Peugeot 206 look for 700, i know car insurance for boys my age are stupidly expensive so when i was looking at quotes it came as no shock until i got a quote for 750 for third party fire and theft, i have no idea why its so cheap, i checked the quote through about 5 times to make sure i didn't make any mistakes but i hadn't . can anyone explain why its so low ? i don't want to buy the insurance just in case it turns out to be an expensive mistake.

Anybody know anything about NYS car insurance?

My car insurance lapsed and I didin't know about it, because I misunderstood my policy. My car is registered in my name, but my boyfriend still has current insurance for both of us through his (Geico.) Am I still covered? I'm scared I've been driving around uninsured, but I'm also scared to call the DMV, because I don't have an alternate means of transportation to work and school events. Please answer only if you're sure of your answer, this is a nerve racking situation. Thanks for the help!!

What's the best and cheapest Insurance Company for Motorcycles?

I want to buy a 2007 Honda CBR1000RR. I live in Georgia. I was quoting online and the prices are insane!!! I could buy a Range Rover with those monthly payments!!!

How high will insurance go if i caused a small crash?

I was backing up and hit the guy behind me. I dented my bumper and broke my light (still works) his car doesnt have anything the matter with it. He told me he wants to see if it's broke and look at it in the morning and if thier isnt anything real bad he will let it go. He took my info. I'm paying $112 a month now the cars in my dads name. How much should i expect it to go up if he reports it? (no cops where involved) I'm also 16 i think age does matter not sure tho.

How do I get a license to sell insurance in california? Can someone please tell me step by step?

If you know of classes offered or helpful websites, please provide.

How do i get an car insurance quote without giving (name, address, social security no, etc)?

A 2001 toyota sienna xle, for a 15 year old driver W/ Learners Permit living in bellevue, WA never had one ticket or accident, mostly A's grades, employed PS Not 15 yet but am employed, just wanna know when the time comes

Why wouldn't you call your auto insurance company when you have collision and comprehensive coverage?

My impression is that they're worried about their policy rates going up, or maybe they don't have auto insurance? But why not take advantage of your auto insurance whether you end up pursuing the claim or not?

Where can you find the best/cheapest car insurance for a 17 year old?

I am 17 years old and I hav recently jst passed my driving test. I was wondering where i can find the cheapest car insurance. Preferably, i would like to put myself as second driver of the car (under my dads name who is the main driver). But does any1 kno where i can find the cheapest car insurance for someone my age? Thanx in advance.

How many billions will obamcare cost to insure the poor ,the crack heads the people who can't afford it?

how much is the fine if you can't afford to buy obamacare

Cheap cars with cheap insurance?

I'm learning to drive soon, BUT every member of my family and I are all broke. Long story short, I need some examples of cars that are cheap to buy, have cheap insurance, run well, and don't drink fuel like a goldfish in water (as I will be using it to get to college and back then later uni and back). PS, I live in England, so no cars that are about as rare as an honest politician in this lovely rainy country- even if it is the best car in the world, I'm way too lazy to search for it.

Can I own a car and have someone else insure it?

Ok I'm 19 and currently own my own car and the pink slip is under my name but I know if I get insurance right now it will be high so I was wondering if my dad can insure it while I drive it under my name. I live in California and my dad has State Farm. Thank you.

What is the best manual transmission car to purchase for a 16 year old regarding low insurance cost?

When it comes to auto insurance (state of California) which car would be best to purchase used or new for a 16 year old which would be a manual transmission. We all know insurance for a minor is outragous and we would like to train our young adult on a stick first so they know how to drive both stick and automatic in their adult life. What car do you think new or used would be the best on auto insurance? Please be specific on the make and model of the car? Thank in advance for your answers

Car insurance?

My husband and I are planning on getting a new car and we're looking through auto-trader.com and finding a lot of good cars but is there a website you can go to to calculate how much the insurance of each car to help us narrow our decision down?

Name of insurance company department?

I'm looking for a department that response to check the credit, background, health and others of customers making sure customers are able to get this insurance. What is the name of this department? May be the description is not very clear, any related department is ok. Thx

Question about newborn insurance coverage under the mother's plan?

With the birth of my first two children, any claims that were submitted to the insurance company for the first 30 days were paid under my plan. After that, I could elect to add them to my policy or not. I had a baby 30 days ago and they're denying his claims. I've called Humana (a new insurance for me since the birth of my first children) and they assured me that the claims for him would be paid, and that they would NOT add him to my policy (he has separate insurance). I was just at Humana's website searching for a provider (for myself) and it appears they've added him and made my deductible of $2,000 go up to $4,000 (family coverage). Is this correct? I thought it was state or federal law or something that newborns are covered under the mother's policy for the first 30 days. Can someone help?

Car Insurance for teen?

I was wondering how much my car insurance would be... I am 18 and just about to get my license and am buying an old nissan. I live in west virginia. any ideas?

What is the cheapest home insurance in southern california?

I have heard that there is a california state home insurance program that you can get the cheapest property insurance, Does anybody know what it is called and how can i get a quote?

How can I get low-cost affordable medical care in Oklahoma?

I recently moved to Oklahoma. Can't afford health insurance -- and am worried about what to do if I need to go to the doctor. What are my options? (I have no Indian blood and ...show more

Non-credit based car insurance?

i saw a commercial on tv about a car insurance company that bases your premium on your driving record, not your credit score. but i cant remember the name. anyone know? thanks!

Cheapest 1st car possible?

For a 17 year old what car would bet the cheapest considering gas, insurance, and the actual price of the car.

Can i have a car without insurance and not drive it ?

hey im gonna get a car soon, so my q is this can i get a car without insurance and keep it outside my house till i get insurance? wont drive it till i get insurance and i havent got a driveway or anythiing so it will beon the road thanks

How much would my insurance go up if im 17 and was at fault for a car accident worth more then 750 dollars?

my family plan was about 3k every 6 months. The other car had about 3.4k worth of damage also. Also if i turn 18 will my insurance still become cheaper?

Roughly how much is car insurance for a peugeot??

please help, i only want roughly

texas insurance guaranty act

How can i get my car insurance down i am 19 and i cant seem to get it cheaper then four grand?

i have a 1ltr vauxhall corsa club it is group 1 insurance i have no driving offenses point or illnesses the car has no modification and it is still 4000 pound and that was for a 10 month policy 395 a month will something like 400 deposit its just unfordable

How much is insurance for a 16 year old boy driving a volkswagen jetta/golf?

I am going to go with my father to get a car next week because I got my license today. I will be using the sign then drive event for the car. About how much will insurance cost for a NEW car and would it be cheaper using a older car? I earn about 500$ in every other week for work, would that be enough you think? Thanks for the help!

Insurance for 17 year old?

i was just wondering the cost of insurance when i turn 17 next year. my parents are paying around 800 each car on there policy. so when i get added to there policy how much approximately will it cost me?

Can a named driver get covered for business insurance on the policy insurance company sayin no is this correct?

Is my car insurance expensive?

I have a 2008 Passat and my husband has a 2010 Nissan Sentra. We have used the same car insurance co for years and know the owners/agents well. Before I was paying $255 for my 2003 Jetta and the Nissan and now it shot way up to $283. My husband has some tickets from the past,out of state. And my driving record is so far good. Are we paying too much? Absolutely NO spam or advertisements allowed!

In Ontario, what do insurance companies look for when they ask for your drivers license?

Just want to know - I wanted an insurance quote online and they asked for my driver's license number. I stopped right there - I was a bit uncomfortable (for reasons of privacy) and I wondered why they need it at this point in time - when I am only just shopping around for a quote. This has lead me to wonder what are all the info insurance companies get from your driver's license. Apart from verifying your name will they also need it to know your address, age, etc...? Will I be asked to submit a copy of the license to them when I eventually settle for an insurance company?

Brak wants to know, Should married women have higher auto insurance rates than men ?

Sure seems like women have a discount on car insurance and married people have it cheaper. But it's the housewives who I see driving gas guzzlers around with soccer stickers on the back. Talking on their mobile phone while driving with coffee in their other hand. They are worse drivers than me. I'm a 24 yr old bachelor & a safe driver.

Do you like or dislike 21st Century auto insurance?

A long time ago, when they were named 20th Century, their rates seemed competitive. Does anyone reading this have their insurance now? What advantages do they have, that would make you choose them over other insurance companies?

Explain why auto insurance costs are so high for young drivers?

please EXPLAIN in the longest way possible

I got a tickwet becase of my insurance?

I pay my insurance on time every month and every month i wait for my insurance card to come in and it never does but every month state farm send a bill telling me how much is due for the upcoming month -.- now i got a ticket for 180 what can i do?

How to get cheap car insurance at 19 ?

I passed my test on the second of January at 19, i have been looking at getting a ford fiesta , or a vauxhall corsa for around 500-1500. i might go on to do the pass plus but not sure if its a waste of money. Anyone got any tips on how to get cheap car insurance ?

I am moving from NJ to FL, what steps do i take to get florida plates, insurance, and registration?

I have a 2010 Hyundai Elantra. Which do i do first? What are the fees for each?

Can I add my son to my fiances car insurance?

My son just turned 16, and I have been researching insurance cost for him. My fiance drives a company car, and his own personal truck just sits in the driveway. It would be much cheaper adding my son to his truck (84.00) as an occasional driver versus putting him on mine (154.00) as an occasional driver. My car is considered a class C vehicle (Landrover) which is why it would be more expensive. Does anybody know if insurance companies would allow this, being that we are not married yet? Thanks!!

Car insurance help please ?

I'm 18 and I am soon to be having a car, (hopefully) now everybody in the UK knows hows stupid car insurance is for new/young drivers. my dad says he will not put me on his insurance as IF i had a crash and needed to claim it would knock off his no claims, that is perfectly understanding but wile looking on Moneysupermarket i noticed the (protect no claims) if i was a named driver on my dads insurance would i get that cheaper, i know later in life i'm gonna have to start my own but thats for when im on more money at work etc, so what i am asking would this work out? and everybody becomes a winner? thank you for any help (im only looking for a Ford Fiesta mk2/3 1.0/1.1)

Where do I find good health insurance for my parents?

I've tried ehealthinsurance.com and some other websites. I'm paying $500/ month for just basic health coverage for hospital emergency only. They're 56 and 61 years old and finding anything with good coverage and affordable is impossible. Anyone know what I can do to find better coverage?

Will a written warning increase my insurance rates?

A couple of months ago I got pulled over doing a 37 in a 25. The cop was nie and let me go with a WRITTEN warning. Weeks later someone totaled my car while it was parked. I recently got a new car and the 1st payment was only $120 something and that was ear our estimated quote, but for the past 2 payments the price has been over $200 dollars and my mother is convinced that my insurance company saw the WRITTEN warning and thats why my rates went up. Is it true that this thing can happen? From my research and understanding insurance companies don't hardly ever do this and thats why is was a warning. The major reason I am concerned is I am interested in buying a Dodge SRT-4 sometime and insurance is very high especially for someone under 21 and 25, and I probably wouldn't be able to afford the insurance payment because they would be as high enough without the warning. We plan on calling EMC insurance after they open either today or tomorrow.

When should I buy insurance?

I want to buy a used car from a dealer. So can I drive the car home, and then buy insurance? Or I should buy the car and insurance at the same time? First time to buy a car.

How much higher is car insurance in harris county texas vs fortbend county?

Premium vs deductible? Health Insurance?

I'm really confused by everything having to deal with Health Insurance. I know a deductible is what you pay before the insurance company pays the rest. But what is the premium? And are these two related?? Please Help.

How much would insurance cost for a 17 year old male driver with 2001 audi a6 in a major city?

Around how much would insurance cost for a 17 year old boy in a metropolitan city. car is a 2001 audi a6, with a clean record.

Purchasing car insurance?

I need a step by step guide to adding another car and driver to my mom's policy. I have a 1995 Ford Contour. How long will it take for her to get coverage on my car? How do I get proff of insurance?

Question for LIFE INSURANCE BROKERS or salespeople!!!!?

From a insurance brokers perspective; What is the advantages for a client who buys TERM LIFE insurance, over WHOLE OF LIFE insurance, in your opinion???

Car insurance help please!?

What would the difference be in car insurance for a new Ford ka, Toyota Agyo and a Toyota Yaris. All of these costing about 8,000/9,000, with two drivers who have about 40 years of driving and one person who is learning to drive but it will be used mainly by them once they have passed their test. Car being kept on a street and being used for personal use not business. Also any opinions on the above cars, and figures if you can on what the cost of insurance would be will help a lot so thanks in advance! Many websites havent had the new ka listed on them so i cant compare.

Will I be dropped by my insurance due to suspension of license?

I recently had my California license suspended due to a failure to appear in court (yes I'm an idiot). Will my insurance drop me because of this? I am still paying my car off as well. If my insurance drops me, will that affect my car loan? Any help at all is greatly appreciated.

Lapse in coverage on auto insurance?

I let my coverage for my motorcycle lapse for 4 days. I am insured through progressive. How will this effect me?

texas insurance guaranty act

Insurance for a motorcycle?

How much will insurance cost me... details - live in los angeles - 15 about to start classes and everything in march when im 15 1/2 - want to drive a suzuki gsx-r600 - gpa is around a B average

Do you have health insurance?

if so, how much is it per month? how old are you? what kind of deducatble do you have? feel free to answer also if you do not have insurance.

How much does motorcycle insurance cost???

im 20 with a 02 gsxr 600 in NJ

What is the cheapest insurance for young drivers?

Can you stay on your parents' health insurance?

If you are under 26 and get a job that offers health and dental insurance, can you legally stay on your parents' health plan? Refusing does not jepordize that, correct?

Car insurance 15 year old with 4.0 gpa?

my son is going to turn 15 i wanted to know what it would cost and what options i have

How much does it cost to cancel motorbike insurance in the UK?

If you've been with them say 2-4 months. Also does it make a difference if its Third Party, Third Party Fire and Theft or Fully Comp? Its on a 125cc and the insurance is going to cost approx 300. Thanks

Why is car insurance so expensive for me?

just passed my driving test this month and i checked how much car insurance would be for me and its 3000+ :'O when my younger female cousin passed she got her insurance for 900 on the same car!!! how can i get it cheaper? =[ im 17 male

Why is my insurance going up?

It is 189 a month now, but in January it's going up to over 400. Is this part of the affordable care act?

Will my insurance go up?

I am 17 and had insurance. I got into a wreck because i dint stop at a stop sign and hit a car. everybody was fine and i got a ticket for driving left of center and careless prohibited driving. So is my insurance bout to be high??

How do i get my insurance quotes lower for driving?

im 17 and i want to insure a car but every quote i get is allways about 4000 - 10000, is the any way i could get them lower on my quotes? like having another person as a driver and things like that?

How do you find a dentist who is affordable (no insurance)?

My fiance is in pain right now. We're college students and have no insurance and we're really not wanting to cal up dentists and say, How much for a filling? etc. Is there a way to pre-screen for reasonable rates without asking? I know there are probably sites that list/database a lot of local dentists but what about compettitive pricing? And that the websites are kept up-to-date? Thanks in advance - he's eating ibuprofen & pouring on the topical numbing stuff - not sure if I'm supposed to say brand names. Thx again =D

What is the most reputable homeowners insurance company to use in Florida?

Motorcycle insurance in Guam?

Individual has military orders to Guam and is ONLY shipping a motorcycle (no POV). Most company's I've called will only cover auto insurance and let you add a motorcycle policy to make a combo. Does anyone know of independent motorcyce insurance policies covering overseas (particularly Guam) without having to insure a vehicle along with it? (I've tried most big named companies and even the independent companies on the island, and so far no luck!)

Why did my homeowner's insurance double?

I have made no claims on the insurance and absolutely nothing has changed with the house (no pool, no trampoline, no dog, nothing.) Everything is identical to when I renewed last. Why would the insurance double when nothing has changed whatsoever?

I need cheap insurance help?

i live in Dearborn Michigan insurance here full coverage starts from $2300 and up Oneway insurance is $950 i cant even afford any of that. Does anybody know any cheap insurance places or companies. I drive a 2004 hyundai Tiburon GT 120,000 miles clean title and im a college student age 20 whos never ever got a ticket or have been arrested. Iv had my drivers license since i was 16. Iv never been in any accidents im also a 3.2 GPA college student all A's and B's im asking is their any cheap insurance or no?

Good first car? insurance?

ok well i wanted an eclipse but they are classified as a sports car so im wondering about the dodge neon not the srt 4 just a normal neon, like are those considered sports cars? im looking for an 04 or newer because im gonna buy my first car sometime and i dont want insurance through the roof so if you can tell me i would appreciate it

Insurance on parents car, learner?

basically, i wish to start learning to drive and i personally would prefer to be put on my mums insurance (50 moth quote from her insurance people with me as a learner) as i want to be taught by my dad rather than an instructor (many with dad then instructor after a few months) my question is; if i crash the car, with me driving with L plates with my dad/mum in passenger could or would i effect their no claim bonus OR put their premiums up? they only have a small 1.2

What's a good life insurance?

My stepdad smokes a pack a day, and drives a truck for a living and I was wondering what would be a good life insurance for my mom should anything happen to him since he seems like high risk? They are middle class family in the burbs.

Is a 2006 Hyundai Tiburon GS a good first car for a 16 year old male and about how much would insurance cost?

It is a V4. I have taken Driver's Ed. I have taken Defensive Driving. Taken the State Farm test thing. The car is dark blue.

Wat is da average cost of car insurance for a brand new car driven primarily by a teen?

INSURANCE, TEENAGER, COST

Can I use my no claims discount for scooter insurance?

I am seriously considering dumping the car and using a scooter. I have full no claims discount on my car insurance, would I be able to use this on my scooter insurance? If not, would I loose that no claims I have built up i.e. if i go back to driving a car will I start again with zero no claims discount. This is a UK based question.

I want the cheapest Liability only Insurance possible for my car. Which company should I go to?

I am based in MN, if it depends on the state.

Car insurance information?

If you have full insurance on your vehicle and you was driving reckless and got into a accident is it covered.....

Will a medical suspension raise car insurance rates?

My wife has a medical suspension and is trying to get her license back. She has 0 points on her record. I know if you are suspended for stupidity (DUI, reckless driving, ect) then your car insurance rates go up, but do they go up for a medical suspension??

texas insurance guaranty act

Can my car get repossessed for lapse of insurance?

Okay so short and sweet my loan company called and says my insurance lapsed now is this a problem by means can they come get the car like in the same fashion as if I were not paying on it? But can they still get it even if I am making the right payments on time? Also if I fax them my insurance card showing I have the card with proof of the insurance til may will they take that as a form or do they need to contact the company directly?

What is the actual meaning of Insurance?

A explaination of Insurance?

Average Insurance rate for teenager in ontario?

Hey, Im gonna be getting my g2 in a couple of months and i've saved up about $6000 for a half decent car for school so i can stop taking the **** transit service brampton has. My parents agreed to pay for insurance as long as its not too expensive. I will be going under their name i guess as i heard its cheaper but the only risk is that if i mess up the car, their insurance will go up so ill have to be extra careful.. Whats the average rate for insurance for a 16-year old male with pretty good grades (if that matters). the car wont be something expensive obviously but im also 16 so its gonna be something cool of course ahaha. most likely wont have turbo installed but comestically modified (body kit, sound system, exhaust mods etc.) All insurances are through RBC with my parents so i know thatll make it cheaper for me since they basically bank with that only bank thanks !

Best SUV car for cost and insurance on teenage driver?

I've decided i must have a SUV for my first car, my budget is low since I'm a student I was wanting to pay no more than 1,500 for the actual car, i was thinking on something around year 1990-2005 that was fuel efficient, low insurance and low road tax :) Definite used and loads of miles on it, since it's cheaper lol thank you so much for the people who give me a good answer

Why do insurance rates vary so much between states?

Sometimes states that are right next to each other have totally different insurance rates from the same company for the same car and driver. It's not like driving magically becomes more dangerous when you cross the state line, so why does this happen?

What is the best web-site to get insurance leads from?

mostly health leads, but some life leads

Insurance on car?

My dad said insurance on the car I want will be $700 a month.(I'm 18 and its for full coverage) Is that the price I pay if the car is insured under my name? I know if my dad insured the car under his name the price for insurance would drastically drop. My question is would I still be able to drive the car if its insured under my dads name and still be part of the whole insurance thing. You guys, the reason I sold my old car is becouse I wanted this newer car I've wited 3 months so far and I'm planning to pay for the car myself. But insurance is going to kill me. If you can also tell me about some good insurance companies out there that are cheap(we have something century rite now). When I heared how much it would cost I almost cried.

Health insurance?

do you need a ss# or be legal resident to have health insurance?

What style of vehicles is cheaper to insure and which is body type more expensive?

Also, which insurance company is generally cheaper with SUVs such as a ford explorer?

Does your auto insurance rate when you turn 18 years old, any cheaper?

Hey everybody, I'll be turning 18 in a couple of months. I live in Georgia, and drive a 2002 Lexus RX 300, which is a mid-size SUV. I am not looking for a specific quote. I got my license late because I had to do drivers ed, and other reasons(non legal)...well the thing is, I have only had my license for a few months and haven't bought insurance. I don't know if I should wait until I am 18 to buy it. Is insurance a lot cheaper once your 18 as opposed to 17 or so? Please only answer if you know what your talking about. THANKS a lot for the help.. Sincerely, Zain Dhanani

How to be auto insurance agent that sells more than 1 brand of auto insurance product?

I am interested in becoming an auto insurance agent. I want to do this part time, but I don't know how to get started? I can go to school to get the degree to sell insurance, but how do you get the connections to sell the various types of insurance ?

In Florida what is the charge ($) for driving without car insurance?

I recently found out that my car insurance was cancelled through my ins. company. I know I need to get a new policy asap. I have been told that the state charges the driver a certain amount for everyday that they are driving a registered car without any car insurance. Is this true and does anyone know how much it is in the state of Florida?

Is car insurance cheaper for a 2008 Honda Accord then a 2005 Honda Pilot?

I'm considering trading my 2005 Honda pilot for a 2008 Honda Accord do you think my insurance would go up or down?

Cheaper insurance for a second toy car

I currently am driving a 99 corolla and am looking into getting an 87 firebird Is their a cheap way to insure the car just as a toy not a daily driver mabey drive it tops 5 times a month?

Insurance for my pregnant wife?

Hi all, My wife is 8 month pregnant now and i would like to know if i can apply for any insurance now were i can reimburse/claim the maternity charges if possible Location: India

What are some healthcare insurances available for 63 yrs old?

My mom is looking for healthcare insurance.

What does your credit paying history got to do with paying higher/lower car insurance rates?

About health insurance....?

If u have 2 health insurances, whatever your primary doesn't cover, your secondary will? My primary insurance sucks, but then i have the Unions insurance as secondary.

Can u keep a car in a garage without it having insurance?

I'm getting a car this weekend. It is taxed but I won't be able to afford the insurance stright away, what can I do??? I'm 18 and haven't passed my driving test yet. Any help welcome, thanks

Why are people comparing mandated health insurance to car insurance?

You are not forced to buy car insurance if you don't have a car. You have the right to not own a car. So why can't we have the right to not have health insurance??

How much is auto insurance for a 17 year old (Toronto)?

depending on the price range of insurance, i will be looking forward to buy a used car and i will probably use the car for less then 2 hours a day. I completed driving school about a year ago and i got my g2. So how much will insurance be a year for me?

Which auto insurance carrier is best?

I want to find a reliable company. I've looked into Geico and Allstate... just don't know how they handle claims and things. Any input?

How can i get my insurance company (Infinity) fix my car ?

Hey i just got into a car crash last month and i've been calling my insurance company to come fix the car.. but all they'v been doin is taking pictures and asking questions about how i crashed.. and its been a month already and they haven't done nothing all they say is that they'r gona let me know whats gona happen later on, thats it... Any ideas ?

How much for insurance on a Scion Tc? Does it get good MPG?

I am looking into getting a Scion Tc, I went to the dealer to look at the car and the sales man said that insurance will be a lot for a new scion. But he didn't know how much. I am 18, female, I will have my license for almost 2 years(by the time I get a new car), I have no tickets and have never been pulled over by a cop. And I live in California (if that makes a difference) Instead of getting a brand new Scion I am looking into a used one. A 2006 or 2007. I have Wawanesa car insurance. So does anyone know how much it would be a month? Oh, and from someone who has a Scion Tc, does it get good gas millage? It will be a deal breaker for me if it doesn't.

What is the type of insurance that protects against the cost of injuries of others that's our fault?

texas insurance guaranty act

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